Payments &
Financial Software
FINANCIAL CORE
Activate your own authorization center via API /
A lot of people think managing wallet balances whether it’s points or funds is as simple as updating numbers in a spreadsheet. But in reality, it’s much more complex. Keeping those balances accurate and secure takes careful planning, smart technology, and strong protection.
That’s where we come in we’re here to make it easier and safer for you.
AUTHORIZATION CENTER:
Set up your own cloud-based Authorization Center. By using a single treasury bank account to hold all the real money behind your T2FC accounts, you’ll get full visibility into every cent or point and know exactly who it belongs to.
SECURITY
This API lets you easily build and manage any wallet or loyalty program, with top-level security and reliability. It's certified at PCI-DSS Level 1, the highest standard for payment data protection.
ANY CURRENCY
Easily manage account creation, transaction tracking, and reconciliation in any standard currency (like USD or EUR), or in any custom virtual currency you set up.
01. Our software is fully encrypted and designed to prevent access to account balances even by us. We also use blockchain technology in key processes to ensure data remains secure and
tamper-proof.
02. The API processes information only we never handle or hold actual funds
04. All business rules such as when to adjust balances or create, block, or update accounts are defined by the client before integrating with our API.
03. MC² does not collect or store any personal information about account holders.
Fraud rule configuration per account /
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Time and amount of duplicate transactions.
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Maximum number of transactions per day, month, and year.
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Maximum total amounts moved per day, month, and year.
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Timeframes and/or rules for pre-authorizations.
Services managed by your authorization center /
Account & Currency Management
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Create accounts in any ISO 4217 currency or custom currency with an ISO equivalent.
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Manage balances: check current balance, request increases or decreases, and view transaction history (total or by date range).
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Transfer balances between accounts in the same or different currencies.
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Block or restrict accounts as needed.
Transaction Processing & Payments
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Full support for card operations: charges, refunds, pre-authorizations, and cancellations.
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Enable 3DS authentication, one-click payments, and card tokenization.
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Pre-authorize balance increases or decreases securely.
Payment Integration
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Operate seamlessly with any PSP, Payment Institution, or Electronic Money Issuer.
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Add and link alternative payment methods such as PayPal.
Profile & Loyalty Management (Financial Core)
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Manage user profiles and link payment methods within the Financial Core.
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Set up and manage loyalty programs tied to user profiles.
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Query balances including loyalty-conditioned or latent balances within virtual accounts.
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Authenticate and execute loyalty accruals or redemptions during transactions.
Security, Monitoring & Intelligence
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Built-in authentication engine for QR code or token-based payments.
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Advanced reconciliation, incident alerting, and fraud detection engines.
BLOCKCHAIN
We bring your Web3 ideas from concept to market. /
At MC², we design blockchain solutions that securely and transparently connect people, data, and transactions without intermediaries. From public networks to hybrid architectures and enterprise consortiums.
SMART CONTRACT DEVELOPMENT:
We develop auditable, secure, and efficient smart contracts for use cases such as digital identity, automated payments, NFTs, DAOs, asset tokenization, and more.
WEB2-WEB3
INTEGRATION:
We connect traditional applications with blockchain using APIs, oracles, bridges, and decentralized services such as IPFS, Chainlink, or The Graph.
BLOCKCHAIN
INFRASTRUCTURE DESIGN:
We design decentralized architectures from the ground up or build on existing ecosystems (Ethereum, Cosmos, Polygon, BNB Chain, etc.), including validator nodes, wallets, and consensus mechanisms.
AUDIT AND SECURITY:
We analyze, audit, and optimize smart contracts, networks, and processes to ensure integrity, resistance to attacks, and regulatory compliance.
MATBOT
Technical Analysis Alert Engine / 17 U.S. Exchanges
The biggest challenge for investors and traders is to enter trades at the most opportune moment. MATBot identifies the best technical setups for your operations, according to your specific configuration, with real-time alerts on any U.S. market security.
MATBot is connected to all 17 U.S. exchanges (CTA, UTC, and OTC Markets).
METHODOLOGY
Accurate, fast, and reliable alerts.
Systems with full redundancy, auto-scaling capabilities, and built on proven technologies.
< 25 milliseconds
Ultra-low latency
+1MM
Messages per second.
DATA CENTER
Data centers in the USA and Europe.
Data providers located within the same data centers as NYSE, NASDAQ, BATS, and IEX.
CONNECTIONS
High reliability
Multiple redundancy.
WebSocket connections for our information and summary pages.
HIGH SECURITY
Equivalent to PCI-DSS Level 1 the highest level of security used by financial institutions.